Our process is different

• You call the shots. Everyone is unique, with different financial situations and life plans. The first step in planning your retirement is defining what “life after work” means for you. Our job is to build a plan that aligns with that definition.
• We lead with a plan tailored for you - only you. We’re not here to pitch our ideas. We’re here to listen to your goals, wants and dreams and construct financial frameworks that help bring them to life. What’s more, we educate you on your options along the way and ensure you have direct access to your advisory team.
• We are mindful of taxes. Taxes are a crucial part of the retirement planning process and can impact your plan in many ways. Not only do we strategize ways to lower your annual tax bill, we collaborate directly with your CPA to ensure that strategy is cohesive and your overall portfolio is tax efficient.
• We’re always here to help. We’re dedicated to helping retired clients manage their tax situation any way we can - by adjusting where they pull their income from each year, changing how their portfolio is invested based on each account’s tax status, implementing strategic charitable giving strategies, and converting pre-tax funds to Roth when appropriate (just to name a few).
• We support you. We realize plans can change. Whether it’s your goals, employment status, tax code, or family dynamics, even the best-laid plan is likely to get thrown off track somewhere along the way, which is why our advisors work incessantly - reviewing your plans and updating them whenever necessary.